Terms of Use

Last updated: April 13, 2025

Please read these Terms of Use carefully before accessing or using any part of this platform. By accessing or using the platform, you confirm that you have read, understood, and agreed to be bound by these terms. If you do not agree, you must not use the platform.


1. Definitions

Throughout these Terms of Use, the following definitions apply:


2. Acceptance of Terms

Your use of the platform constitutes your full and unconditional acceptance of these Terms of Use. These terms form a legally binding agreement between you and the Operator. If you are using the platform on behalf of an organisation, you represent that you have the authority to bind that organisation to these terms.

The Operator reserves the right to modify these terms at any time. Updated terms will be published on this page with a revised date. Continued use of the platform following any update constitutes your acceptance of the revised terms.


3. Eligibility

You must meet the following conditions to use the platform:

The Operator does not knowingly collect information from or provide services to individuals below the minimum age. If you believe a minor has registered, please contact us promptly.


4. Account Registration and Security

4.1 Registration

Certain features of the platform require account registration. When creating an account, you agree to provide accurate, complete, and current information. You are responsible for maintaining the accuracy of your account details at all times.

4.2 Account Security

You are solely responsible for maintaining the confidentiality of your login credentials. You agree to:

The Operator will not be liable for any loss or damage resulting from unauthorised access to your account where you have failed to maintain the security of your credentials.

4.3 Account Termination

The Operator reserves the right to suspend or permanently terminate any account at its sole discretion, with or without notice, if a user is found to be in violation of these terms or if continued access poses a risk to the platform or its users.


5. Permitted Use

You are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the platform strictly for your personal, non-commercial educational purposes. This licence does not include the right to:


6. Prohibited Conduct

When using the platform, you agree not to engage in any of the following:


7. Intellectual Property

7.1 Ownership

All content, design elements, trademarks, and materials available on the platform are the exclusive property of the Operator or its licensors. Nothing in these terms grants you any rights to intellectual property beyond the limited licence described in Section 5.

7.2 User-Submitted Content

If the platform allows you to submit content, such as comments, questions, or feedback, you grant the Operator a worldwide, royalty-free, perpetual, and irrevocable licence to use, reproduce, modify, and display such content for the purposes of operating and improving the platform. You retain ownership of any content you submit.

You represent and warrant that any content you submit does not infringe the intellectual property rights of any third party.


8. Educational Content Disclaimer

The content available on this platform is provided for general educational and informational purposes only. It does not constitute professional financial, legal, tax, or investment advice. Users should consult qualified professionals before making any financial decisions.

The Operator makes no warranties regarding the accuracy, completeness, or timeliness of the educational content provided. Material is subject to change without notice.


9. Third-Party Links and Services

The platform may contain links to third-party websites or services. These links are provided for your convenience only. The Operator does not endorse, control, or assume responsibility for the content, privacy practices, or availability of any third-party site.

Your interactions with third-party services are governed entirely by their respective terms and policies. The Operator shall not be liable for any loss or damage arising from your use of third-party services.


10. Payments and Refunds

10.1 Fees

Access to certain courses or features may require payment. All applicable fees will be clearly displayed before purchase. By completing a purchase, you authorise the Operator to charge the stated amount using your selected payment method.

10.2 Refund Policy

Refund eligibility is determined by the specific terms communicated at the time of purchase. Unless otherwise stated, all sales are final. Requests for refunds may be submitted to the Operator's support team and will be reviewed on a case-by-case basis.

10.3 Pricing Changes

The Operator reserves the right to modify pricing at any time. Such changes will not affect purchases already completed prior to the change taking effect.


11. Disclaimers and Limitation of Liability

11.1 Platform Availability

The platform is provided on an "as is" and "as available" basis. The Operator does not warrant that the platform will be uninterrupted, error-free, or free from harmful components. Scheduled and unscheduled maintenance may result in temporary unavailability.

11.2 Limitation of Liability

To the fullest extent permitted by applicable law, the Operator shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use the platform, including but not limited to loss of data, revenue, or business opportunity.

The Operator's total liability for any claim arising under these terms shall not exceed the amount paid by you to the Operator in the twelve months preceding the event giving rise to the claim.


12. Indemnification

You agree to indemnify, defend, and hold harmless the Operator, its affiliates, officers, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in connection with:


13. Privacy

The collection, use, and storage of your personal information is governed by the platform's Privacy Policy, which forms part of these Terms of Use. By using the platform, you consent to the practices described in the Privacy Policy.


14. Modifications to the Platform

The Operator reserves the right to modify, suspend, or discontinue any feature or aspect of the platform at any time, with or without notice. The Operator shall not be liable to you or any third party for any modification, suspension, or discontinuation of the platform or any part thereof.


15. Governing Terms

These Terms of Use represent the entire agreement between you and the Operator with respect to your use of the platform and supersede all prior agreements, representations, and understandings. If any provision of these terms is found to be unenforceable, the remaining provisions will continue in full force and effect.

Failure by the Operator to enforce any right or provision of these terms does not constitute a waiver of that right or provision.


16. Contact Information

If you have any questions, concerns, or requests relating to these Terms of Use, please contact us:

Channel Details
Email [email protected]
Phone +1 604 540 8328
Mailing Address 25 Campbell St, Belleville, ON K8N 1S6, Canada