Family Financial Planning — Vedmorascu
Interviews & Expert Perspectives
Practical conversations with financial educators, planners, and families navigating real decisions — budgeting, debt, savings, and long-term security.
Recent Interviews
Structured conversations on family budgeting, debt management, and long-term financial resilience.
Family Trusts: What Most Planners Skip Over
Experienced families often overlook trust structures that could reduce probate costs and give more control over how assets pass between generations.
The Prescribed Rate Loan: A Quiet Tax Tool for Families
Income splitting through a prescribed rate loan is one of the least-discussed strategies for families with a significant difference in spousal income.
TFSA Successor Holder vs. Beneficiary: The Difference Families Get Wrong
Designating a beneficiary on a TFSA instead of a successor holder is a common oversight that creates an unexpected tax situation for surviving spouses.
Transferring the Disability Tax Credit Within a Family
Families supporting a member with a disability often leave a significant federal credit unused because they do not know it can be transferred to a supporting relative.
About these conversations
Each interview on this platform is prepared with care — we approach financial educators and families with specific questions, not open-ended prompts. The goal is to surface concrete thinking about budgets, savings timelines, and household debt rather than general advice.
Responses are lightly edited for clarity but preserve the speaker's reasoning. Where figures appear, they reflect the interviewee's own household context. No claims here represent guaranteed outcomes — financial situations vary significantly by income, region, and obligations.
Topic frequency across interviews
Each cell represents relative discussion depth per financial topic area across published interviews.
Get in touch with Vedmorascu
Phone & Viber
Address
25 Campbell St, Belleville, ON K8N 1S6, Canada